Application Checklist
General Information
We will need some information to complete your application. You can use our secure upload service to scan items directly to us or you can bring the information to your lender. Having information such as pay stubs, W-2's, bank statements and tax returns available when you start the process will be helpful for you.
Purchase
• Last two years of federal tax returns with W-2s and schedules
• Last 30 days of paystubs for all applicants
• Last two years corporate federal tax returns (if self-employed)
• Year to date profit and loss statement (if self-employed)
• Bank statements for most recent 2 months
• Copy of fully executed purchase contract with addendums
• Copy of earnest money deposit
• Copy of divorce decree (if applicable)
Refinance
• Last two years of federal tax returns with W-2s and schedules
• Last 30 days of paystubs for all applicants
• Last two years corporate federal tax returns (if self-employed)
• Year to date profit and loss statement (if self-employed)
• Bank statements for most recent 2 months
• Copy of divorce decree (if applicable)
• Copy of most recent mortgage and/or home equity statements
• Copy of homeowners insurance declaration page
• Copy of most recent real estate propery tax bill.